Moneyling NS-8 Managing Credit Course

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About the Course

COURSE DESCRIPTION

This course introduces the basics of credit: how interest rates and fees work, how loans are repaid, and how borrowing affects overall financial health. Students learn to read credit reports and recognize both the benefits and the risks of using credit. The goal is confident, informed borrowing rather than debt that gets out of hand.

The information presented in this course is for educational purposes only and is not intended as financial, investment, or legal advice. Students should not interpret any examples or scenarios as recommendations to buy, sell, or hold specific securities or financial products. Past performance does not guarantee future results. Participants are encouraged to consult a qualified financial advisor or professional before making any personal investment decisions.

Course Information

Categories:

Moneyling’s Content Team

Authors

Jennifer Degenhardt
Story-Based Curriculum & Classroom Integration
Author
Muhammad Ilyas Saeed
Financial Curriculum Creator
Author
Savanha Brubaker
Quality Control, Embedded Tools & Application
Author
Arman Kakar
Financial Curriculum Creator
Author

Editors

Elizabeth Eneadanu
Copyediting & Content Quality
Editor
Bredah W.
Copyediting & Content Quality
Editor
 

Course Price

$197.00
per year

$197/year – access for 35 students (additional students, $5/each)

Individual course in a comprehensive LMS set-up which includes:

alignment with national standards

teacher dashboard

student dashboard

story-based program

ready-to-teach lessons

worksheets

auto-graded quizzes

built-in calculators

final course exam

$9.97 for week trial (only includes course content; no access to LMS features)

TRIAL $9.97
for 1 week
Enroll Now

Enroll Now

Course Progress

Course Outline

  • Interest Rates and Credit Types – NS Managing Credit 8-1
    • Interest Rates and Lenders – NS Managing Credit 8-1: Story Scenario
    • Types of Lenders: NS Managing Credit 8-1a
    • Comparing Lenders and Credit Options: NS Managing Credit 8-1b
    • Impact of Market Conditions on Interest Rates: NS Managing Credit 8-1c
    • Foundational Math- Interest Rates and Lenders – NS Managing Credit 8-1c
    • Mid-Course Math- Interest Rates and Lenders – NS Managing Credit 8-1c
    • Applied Math- Interest Rates and Lenders – NS Managing Credit 8-1c
  • Advertising and Loan Costs – NS Managing Credit 8-2
    • Understanding Loan Advertising and APR – NS Managing Credit 8-2: Story Scenario
    • How Lenders Advertise Loans: NS Managing Credit 8-2a
    • Calculating APR: NS Managing Credit 8-2b
    • Introductory Rates and Payment Defaults: NS Managing Credit 8-2c
    • Foundational Math – Loan Advertising and APR – NS Managing Credit 8-2
    • Mid-Course Math – Loan Advertising and APR – NS Managing Credit 8-2
    • Applied Math – Loan Advertising and APR – NS Managing Credit 8-2
  • Loan Repayment and Costs – NS Managing Credit 8-3
    • Loan Terms and Total Cost – NS Managing Credit 8-3: Story Scenario
    • Effects of Interest Rates and Loan Terms: NS Managing Credit 8-3a
    • Calculating Total Interest Paid: NS Managing Credit 8-3b
    • Foundational Math – Loan Terms and Total Cost – NS Managing Credit 8-3b
    • Mid-Course Math – Loan Terms and Total Cost – NS Managing Credit 8-3b
    • Applied Math – Loan Terms and Total Cost – NS Managing Credit 8-3b
  • Credit Card Interest – NS Managing Credit 8-4
    • Credit Card Interest Rates – NS Managing Credit 8-4: Story Scenario
    • Why Credit Card Rates Are Higher: NS Managing Credit 8-4a
    • Minimizing Credit Card Interest Charges: NS Managing Credit 8-4b
    • Foundational Math – Credit Card Interest Rates – NS Managing Credit 8-4b
    • Mid-Course Math – Credit Card Interest Rates – NS Managing Credit 8-4b
    • Applied Math – Credit Card Interest Rates – NS Managing Credit 8-4b
  • Credit Reports and Borrower Risk – NS Managing Credit 8-5
    • Credit Reports and Borrowing Costs – NS Managing Credit 8-5: Story Scenario
    • Understanding Credit Reports: NS Managing Credit 8-5a
    • Impact of Credit History on Borrowing Costs: NS Managing Credit 8-5b
    • Foundational Math – Credit Reports and Borrower Cost – NS Managing Credit 8-5b
    • Mid-Course Math – Credit Reports and Borrower Cost – NS Managing Credit 8-5b
    • Applied Math – Credit Reports and Borrower Cost – NS Managing Credit 8-5b
  • Using Credit for Long-Term Benefits – NS Managing Credit 8-6
    • Credit for Education and Housing – NS Managing Credit 8-6: Story Scenario
    • Benefits of Financing Education and Housing: NS Managing Credit 8-6a
    • Assessing Credit Use for Major Purchases: NS Managing Credit 8-6b
    • Justifying Credit Use: NS Managing Credit 8-6c
    • Foundational Math – Credit for Education and Housing – NS Managing Credit 8-6c
    • Mid-Course Math – Credit for Education and Housing – NS Managing Credit 8-6c
    • Applied Math – Credit for Education and Housing – NS Managing Credit 8-6c
  • Debt and Its Consequences – NS Managing Credit 8-7
    • Understanding Debt Accumulation – NS Managing Credit 8-7: Story Scenario
    • Identifying Excessive Debt: NS Managing Credit 8-7a
    • Consequences of High Debt Levels: NS Managing Credit 8-7b
    • Foundational Math – Understanding Debt Accumulation – NS Managing Credit 8-7b
    • Mid-Course Math -Understanding Debt Accumulation – NS Managing Credit 8-7b
    • Applied Math – Understanding Debt Accumulation – NS Managing Credit 8-7b
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