Beginner: Spending Course

Course Price

FREE

About the Course

 The Spending Course is designed for beginners to understand the importance of budgeting, informed purchasing, evaluating product information, and choosing the right payment methods. This course follows the National Standards for Financial Education and aims to encourage informed spending decisions that support their financial goals.

Learning Objectives:

  • Understand how to create a budget that supports financial goals.
  • Learn how to evaluate product information and make informed purchasing decisions.
  • Recognize the importance of evaluating the reliability of product information sources.
  • Compare different payment methods and understand the risks, benefits, and protections associated with each.

Course Instructor

Moneyling Moneyling Author

Course Price

FREE

Course Outline

  • Creating a Budget – NS Spending 8-1
    • Budgeting for Financial Goals – NS Spending 8-1
    • Personal Spending and Saving Goals: NS Spending 8-1a
    • Creating a Budget: NS Spending 8-1b
    • Differences in Spending Choices: NS Spending 8-1c
    • Budgeting Challenges on Minimum Wage: NS Spending 8-1d
  • Informed Purchasing Decisions – NS Spending 8-2
    • Evaluating Purchases – NS Spending 8-2
    • Gathering Product Information: NS Spending 8-2a
    • Helpful Information for Purchase Decisions: NS Spending 8-2b
    • Identifying Misleading Information: NS Spending 8-2c
    • Verifying Advertising Claims: NS Spending 8-2d
  • Evaluating Product Information – NS Spending 8-3
    • Assessing Quality of Product Information – NS Spending 8-3
    • Reliability of Product Information: NS Spending 8-3a
    • Strengths and Weaknesses of Product Sources: NS Spending 8-3b
    • Sources with Incentive Conflicts: NS Spending 8-3c
  • Payment Methods for Purchases – NS Spending 8-4
    • Choosing Payment Methods – NS Spending 8-4
    • Debit vs. Credit Cards: NS Spending 8-4a
    • Payment Methods for Purchases: NS Spending 8-4b
    • Costs and Benefits of Payment Methods: NS Spending 8-4c
    • Preferred Payment Method: NS Spending 8-4d
    • Course Review
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