Intermediate: Spending Course

Course Price

FREE

About the Course

The Intermediate Spending Course is designed for learners who wish to build on foundational financial skills by exploring advanced spending concepts, including budgeting, informed consumer decisions, housing choices, and philanthropy. This course follows the National Standards for Financial Literacy and aims to empower participants to make informed, responsible financial decisions that align with their goals and values.

Learning Objectives:

  • Understand advanced budgeting techniques and how to adjust budgets for emergencies.
  • Learn how consumer decisions can be influenced by various factors, including advertising and product information.
  • Evaluate durable goods and housing choices based on individual preferences and financial circumstances.
  • Understand consumer protection laws and how to safeguard against fraud.
  • Develop a system for effective financial record-keeping.

Course Instructor

Moneyling Moneyling Author

Budgeting for Financial Goals – NS Spending 12-1

Factors Influencing Consumer Decisions – NS Spending 12-2

Evaluating Durable Goods – NS Spending 12-3

Advertising, Pricing, and Negotiation – NS Spending 12-4

Consumer Research and Avoiding Impulse Buying – NS Spending 12-5

Housing Decisions – NS Spending 12-6

Philanthropy and Charitable Giving – NS Spending 12-7

Consumer Protection and Fraud Prevention – NS Spending 12-8

Financial Record-Keeping – NS Spending 12-9

Course Price

FREE

Course Outline

  • Budgeting for Financial Goals – NS Spending 12-1
    • Achieving Financial Goals with a Budget – NS Spending 12-1
    • Identifying Financial Goals: NS Spending 12-1a
    • Developing a Budget: NS Spending 12-1b
    • Adjusting Budgets for Emergencies: NS Spending 12-1c
    • Budgeting Tools and Apps: NS Spending 12-1d
  • Factors Influencing Consumer Decisions – NS Spending 12-2
    • Consumer Purchase Decisions – NS Spending 12-2
    • Factors Affecting Purchases: NS Spending 12-2a
    • Making an Informed Consumer Decision: NS Spending 12-2b
    • Impact of Consumer Decisions: NS Spending 12-2c
  • Evaluating Durable Goods – NS Spending 12-3
    • Buying Durable Goods – NS Spending 12-3
    • Factors to Evaluate When Buying Durable Goods: NS Spending 12-3a
    • Cost and Feature Analysis: NS Spending 12-3b
    • Environmental and Social Impacts: NS Spending 12-3c
  • Advertising, Pricing, and Negotiation – NS Spending 12-4
    • Impact of Advertising and Pricing on Consumer Behavior – NS Spending 12-4
    • Retail Price Advertising: NS Spending 12-4a
    • Inflation and Purchase Decisions: NS Spending 12-4b
    • Negotiation and Consumer Decisions: NS Spending 12-4c
  • Consumer Research and Avoiding Impulse Buying – NS Spending 12-5
    • Researching Before Buying – NS Spending 12-5
    • Avoiding Impulse Buying: NS Spending 12-5a
    • Consumer Research Strategies: NS Spending 12-5b
    • Social Media Marketing Techniques: NS Spending 12-5c
  • Housing Decisions – NS Spending 12-6
    • Renting vs. Buying a Home – NS Spending 12-6
    • Reasons for Renting vs. Buying: NS Spending 12-6a
    • Comparing Costs of Renting vs. Buying: NS Spending 12-6b
    • Key Rental Contract Terminology: NS Spending 12-6c
  • Philanthropy and Charitable Giving – NS Spending 12-7
    • Motivations for Giving – NS Spending 12-7
    • Benefits of Giving: NS Spending 12-7a
    • Charitable Organizations and Motivations: NS Spending 12-7b
    • Researching Charities: NS Spending 12-7c
  • Consumer Protection and Fraud Prevention – NS Spending 12-8
    • Consumer Protection Laws and Agencies – NS Spending 12-8
    • Government Agencies Protecting Consumers: NS Spending 12-8a
    • Consumer Protection Laws: NS Spending 12-8b
    • Common Types of Fraud: NS Spending 12-8c
    • Help for Fraud Victims: NS Spending 12-8d
  • Financial Record-Keeping – NS Spending 12-9
    • Organized Financial Records – NS Spending 12-9
    • Benefits of Financial Record-Keeping: NS Spending 12-9a
    • Developing a Record-Keeping System: NS Spending 12-9b
    • Financial Technology for Record-Keeping: NS Spending 12-9c
    • Course Review
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