Intermediate: Savings Course

 

Course Price

FREE
Enroll Now

About the Course

The Intermediate Savings Course is designed for learners who want to explore advanced savings concepts, including different types of savings accounts, the impact of inflation, government regulations, and strategies for effective savings. This course follows the National Standards for Financial Literacy and aims to help participants make informed savings decisions to enhance their financial well-being.

Course Information

Categories: ,

 

Learning Objectives:

  • Understand the features and benefits of different types of savings accounts.
  • Learn how interest rates and market conditions influence savings decisions.
  • Evaluate the impact of inflation on savings and explore ways to protect against it.
  • Understand government regulation of financial institutions and its importance.
  • Explore various tax-advantaged savings accounts and employer-sponsored savings plans.
  • Develop strategies to manage obstacles to saving and make informed savings decisions.

Course Instructor

Moneyling Moneyling Author

Types of Savings Accounts – NS Saving 12-1

Exploring Savings Accounts – NS Saving 12-1
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Comparing Savings Accounts: NS Saving 12-1a
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Higher Interest Rates on CDs: NS Saving 12-1b
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Interest Rates and Fees – NS Saving 12-2

Factors Affecting Interest Rates – NS Saving 12-2
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Choosing a Savings Account Location: NS Saving 12-2a
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Impact of Borrowing Demand: NS Saving 12-2b
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Market Conditions and Savings Rates: NS Saving 12-2c
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Mobile Payment and Cryptocurrency Accounts – NS Saving 12-3

Understanding Alternative Accounts – NS Saving 12-3
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Researching Mobile Payment Accounts: NS Saving 12-3a
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Comparison of Account Types: NS Saving 12-3b
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Limitations of Mobile Payment Accounts: NS Saving 12-3c
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Inflation and Savings – NS Saving 12-4

Impact of Inflation on Savings – NS Saving 12-4
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Interest Rates During High Inflation: NS Saving 12-4a
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Purchasing Power and Inflation: NS Saving 12-4b
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Federal I Bonds as Inflation Protection: NS Saving 12-4c
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Government Regulation of Financial Institutions – NS Saving 12-5

Regulatory Agencies and Their Role – NS Saving 12-5
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Areas of Regulation: NS Saving 12-5a
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Identifying State Regulatory Agencies: NS Saving 12-5b
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Importance of Solvency Regulation: NS Saving 12-5c
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Tax Incentives for Savings – NS Saving 12-6

Tax-Advantaged Savings Accounts – NS Saving 12-6
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Incentives Through IRAs and Education Savings: NS Saving 12-6a
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Traditional vs. Roth IRAs: NS Saving 12-6b
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Education Savings Accounts: NS Saving 12-6c
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Employer Savings Plans – NS Saving 12-7

Employer-Sponsored Savings Incentives – NS Saving 12-7
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Employer Match and Incentives: NS Saving 12-7a
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Opt In vs. Opt Out of Retirement Plans: NS Saving 12-7b
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Employer vs. Personal Savings: NS Saving 12-7c
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Health Savings Accounts: NS Saving 12-7d
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Combining Finances with a Partner – NS Saving 12-8

Sharing Financial Goals – NS Saving 12-8
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Importance of Sharing Financial Goals: NS Saving 12-8a
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Impact of Personal Financial Decisions: NS Saving 12-8b
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Overcoming Obstacles to Saving – NS Saving 12-9

Strategies to Improve Saving Behavior – NS Saving 12-9
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External Influences on Saving: NS Saving 12-9a
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Managing Emotional Obstacles: NS Saving 12-9b
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Avoiding Personal Triggers: NS Saving 12-9c
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Pay Yourself First: NS Saving 12-9d
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Course Review
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Course Price

FREE
Enroll Now

Course Outline

  • Types of Savings Accounts – NS Saving 12-1
    • Exploring Savings Accounts – NS Saving 12-1
    • Comparing Savings Accounts: NS Saving 12-1a
    • Higher Interest Rates on CDs: NS Saving 12-1b
  • Interest Rates and Fees – NS Saving 12-2
    • Factors Affecting Interest Rates – NS Saving 12-2
    • Choosing a Savings Account Location: NS Saving 12-2a
    • Impact of Borrowing Demand: NS Saving 12-2b
    • Market Conditions and Savings Rates: NS Saving 12-2c
  • Mobile Payment and Cryptocurrency Accounts – NS Saving 12-3
    • Understanding Alternative Accounts – NS Saving 12-3
    • Researching Mobile Payment Accounts: NS Saving 12-3a
    • Comparison of Account Types: NS Saving 12-3b
    • Limitations of Mobile Payment Accounts: NS Saving 12-3c
  • Inflation and Savings – NS Saving 12-4
    • Impact of Inflation on Savings – NS Saving 12-4
    • Interest Rates During High Inflation: NS Saving 12-4a
    • Purchasing Power and Inflation: NS Saving 12-4b
    • Federal I Bonds as Inflation Protection: NS Saving 12-4c
  • Government Regulation of Financial Institutions – NS Saving 12-5
    • Regulatory Agencies and Their Role – NS Saving 12-5
    • Areas of Regulation: NS Saving 12-5a
    • Identifying State Regulatory Agencies: NS Saving 12-5b
    • Importance of Solvency Regulation: NS Saving 12-5c
  • Tax Incentives for Savings – NS Saving 12-6
    • Tax-Advantaged Savings Accounts – NS Saving 12-6
    • Incentives Through IRAs and Education Savings: NS Saving 12-6a
    • Traditional vs. Roth IRAs: NS Saving 12-6b
    • Education Savings Accounts: NS Saving 12-6c
  • Employer Savings Plans – NS Saving 12-7
    • Employer-Sponsored Savings Incentives – NS Saving 12-7
    • Employer Match and Incentives: NS Saving 12-7a
    • Opt In vs. Opt Out of Retirement Plans: NS Saving 12-7b
    • Employer vs. Personal Savings: NS Saving 12-7c
    • Health Savings Accounts: NS Saving 12-7d
  • Combining Finances with a Partner – NS Saving 12-8
    • Sharing Financial Goals – NS Saving 12-8
    • Importance of Sharing Financial Goals: NS Saving 12-8a
    • Impact of Personal Financial Decisions: NS Saving 12-8b
  • Overcoming Obstacles to Saving – NS Saving 12-9
    • Strategies to Improve Saving Behavior – NS Saving 12-9
    • External Influences on Saving: NS Saving 12-9a
    • Managing Emotional Obstacles: NS Saving 12-9b
    • Avoiding Personal Triggers: NS Saving 12-9c
    • Pay Yourself First: NS Saving 12-9d
    • Course Review
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