Moneyling NS-12 Managing Risk Course

Enroll Now

About the Course

COURSE DESCRIPTION

Cari, Richie, Amelia, Beatriz, Mallory, and Marquis each navigate a different type of financial risk, from health insurance to identity theft to extended warranties. Students learn to assess personal risk tolerance and evaluate insurance decisions that protect income, assets, and peace of mind. Aligned with all NS-12 Managing Risk standards, this course builds the confidence to manage risk proactively rather than reactively.

The information presented in this course is for educational purposes only and is not intended as financial, investment, or legal advice. Students should not interpret any examples or scenarios as recommendations to buy, sell, or hold specific securities or financial products. Past performance does not guarantee future results. Participants are encouraged to consult a qualified financial advisor or professional before making any personal investment decisions.

Course Information

Categories:

Moneyling’s Content Team

Authors

Jennifer Degenhardt
Story-Based Curriculum & Classroom Integration
Author
Muhammad Ilyas Saeed
Financial Curriculum Creator
Author
Savanha Brubaker
Quality Control, Embedded Tools & Application
Author
Arman Kakar
Financial Curriculum Creator
Author

Editors

Elizabeth Eneadanu
Copyediting & Content Quality
Editor
Bredah W.
Copyediting & Content Quality
Editor
 

Course

$197.00
per year
1 year of access

$197/year – access for 35 students (additional students, $5/each)

Individual course in a comprehensive LMS set-up which includes:

  • alignment with national standards
  • teacher dashboard
  • student dashboard
  • story-based program
  • ready-to-teach lessons
  • worksheets
  • auto-graded quizzes
  • built-in calculators
  • final course exam

$9.97 for week trial (only includes course content; no access to LMS features)

TRIAL $9.97
for 1 week
Enroll Now

Willingness to Accept Risk – NS Managing Risk 12-1

Risk NS Managing Risk 12-1: Story Scenario
0
Understanding Risk and Insurance Costs – NS Managing Risk 12-1a
0
Evaluating Insurance Premiums: NS Managing Risk 12-1b
0
Foundational Math – Insurance Premiums & Percentages  – NS Managing Risk 12-1b
0
Mid-Course Math – Health Plan Comparison  – NS Managing Risk 12-1b
0
Life, Health, and Disability Insurance for Young Adults: NS Managing Risk 12-1c
0

Factors Influencing Insurance Decisions – NS Managing Risk 12-2

Insurance Purchase Considerations – NS Managing Risk 12-2: Story Scenario
0
Characteristics Influencing Insurance Decisions: NS Managing Risk 12-2a
0
Insurance Recommendations Based on Personal Characteristics: NS Managing Risk 12-2b
0

Mandatory Insurance – NS Managing Risk 12-3

Understanding Mandatory Insurance Requirements – NS Managing Risk 12-3: Story Scenario
0
Homeowners’ Insurance Requirements: NS Managing Risk 12-3a
0
State-Mandated Auto Liability Coverage: NS Managing Risk 12-3b
0
Minimum Auto Liability Insurance: NS Managing Risk 12-3c
0

Factors Reducing Insurance Premiums – NS Managing Risk 12-4

Lowering Insurance Costs – NS Managing Risk 12-4: Story Scenario
0
Factors Reducing Auto Insurance Premiums: NS Managing Risk 12-4a
0
Impact of Safe Driving Courses: NS Managing Risk 12-4b
0
Pros and Cons of Higher Deductibles: NS Managing Risk 12-4c
0
Foundational Math – Deductible & Premium Tradeoff  – NS Managing Risk 12-4c
0

Health Insurance – NS Managing Risk 12-5

Health Insurance Coverage – NS Managing Risk 12-5: Story Scenario
0
Employer vs. Private Health Insurance: NS Managing Risk 12-5a
0
Cost of Health Insurance vs. Consequences of No Coverage: NS Managing Risk 12-5b
0
Deductibles and Coinsurance Rates: NS Managing Risk 12-5c
0
Mid-Course Math – Out-of-Pocket Health Insurance Costs  – NS Managing Risk 12-5c
0

Disability Insurance – NS Managing Risk 12-6

Understanding Disability Insurance – NS Managing Risk 12-6: Story Scenario
0
Comparing Disability Coverage: NS Managing Risk 12-6a
0
Evaluating Financial Need for Disability Insurance: NS Managing Risk 12-6b
0
Mid-Course Math – Disability Insurance Income Replacement  – NS Managing Risk 12-6c
0

Property and Liability Insurance – NS Managing Risk 12-7

Coverage for Property and Liability – NS Managing Risk 12-7: Story Scenario
0
Types of Losses Covered: NS Managing Risk 12-7a
0
Liability Situations: NS Managing Risk 12-7b
0
Factors Affecting Insurance Costs: NS Managing Risk 12-7c
0

Life Insurance – NS Managing Risk 12-8

Benefits of Life Insurance – NS Managing Risk 12-8: Story Scenario
0
Financial Losses Due to Death: NS Managing Risk 12-8a
0
Costs and Benefits of Life Insurance: NS Managing Risk 12-8b
0
Mid-Course Math – Life Insurance Needs Calculation  – NS Managing Risk 12-8b
0

Public Insurance Programs – NS Managing Risk 12-9

Government Programs for Economic Hardship – NS Managing Risk 12-9: Story Scenario
0
State Unemployment Programs: NS Managing Risk 12-9a
0
Mid-Course Math – Unemployment Benefits Calculation – NS Managing Risk 12-9a
0
Medicare vs. Medicaid: NS Managing Risk 12-9b
0

Insurance Fraud – NS Managing Risk 12-10

Understanding Insurance Fraud – NS Managing Risk 12-10: Story Scenario
0
Examples of Insurance Fraud: NS Managing Risk 12-10a
0
Legal Consequences of Insurance Fraud: NS Managing Risk 12-10b
0

Identity Theft and Privacy Risks – NS Managing Risk 12-11

Preventing Identity Theft and Fraud – NS Managing Risk 12-11: Story Scenario
0
Vulnerabilities to Identity Theft: NS Managing Risk 12-11a
0
Protecting Sensitive Information: NS Managing Risk 12-11b
0
Strategies to Prevent Identity Theft: NS Managing Risk 12-11c
0
Steps for Identity Theft Victims: NS Managing Risk 12-11d
0

Extended Warranties and Service Contracts – NS Managing Risk 12-12

Evaluating Extended Warranties – NS Managing Risk 12-12: Story Scenario
0
Costs and Benefits of Extended Warranties: NS Managing Risk 12-12a
0
Comparing Warranties to Insurance: NS Managing Risk 12-12b
0
Mid-Course Math – Expected Value & Extended Warranties – NS Managing Risk 12-12b
0
Applied Math – Total Annual Risk Cost  – NS Managing Risk 12-12c
0
Capstone Math – Capstone — Kami’s Risk Management Journey 
0

Review and Feedback For Moneyling 

Course Review
0

Enroll Now

Course Progress

Course Outline

  • Willingness to Accept Risk – NS Managing Risk 12-1
    • Risk NS Managing Risk 12-1: Story Scenario
    • Understanding Risk and Insurance Costs – NS Managing Risk 12-1a
    • Evaluating Insurance Premiums: NS Managing Risk 12-1b
    • Foundational Math – Insurance Premiums & Percentages  – NS Managing Risk 12-1b
    • Mid-Course Math – Health Plan Comparison  – NS Managing Risk 12-1b
    • Life, Health, and Disability Insurance for Young Adults: NS Managing Risk 12-1c
  • Factors Influencing Insurance Decisions – NS Managing Risk 12-2
    • Insurance Purchase Considerations – NS Managing Risk 12-2: Story Scenario
    • Characteristics Influencing Insurance Decisions: NS Managing Risk 12-2a
    • Insurance Recommendations Based on Personal Characteristics: NS Managing Risk 12-2b
  • Mandatory Insurance – NS Managing Risk 12-3
    • Understanding Mandatory Insurance Requirements – NS Managing Risk 12-3: Story Scenario
    • Homeowners’ Insurance Requirements: NS Managing Risk 12-3a
    • State-Mandated Auto Liability Coverage: NS Managing Risk 12-3b
    • Minimum Auto Liability Insurance: NS Managing Risk 12-3c
  • Factors Reducing Insurance Premiums – NS Managing Risk 12-4
    • Lowering Insurance Costs – NS Managing Risk 12-4: Story Scenario
    • Factors Reducing Auto Insurance Premiums: NS Managing Risk 12-4a
    • Impact of Safe Driving Courses: NS Managing Risk 12-4b
    • Pros and Cons of Higher Deductibles: NS Managing Risk 12-4c
    • Foundational Math – Deductible & Premium Tradeoff  – NS Managing Risk 12-4c
  • Health Insurance – NS Managing Risk 12-5
    • Health Insurance Coverage – NS Managing Risk 12-5: Story Scenario
    • Employer vs. Private Health Insurance: NS Managing Risk 12-5a
    • Cost of Health Insurance vs. Consequences of No Coverage: NS Managing Risk 12-5b
    • Deductibles and Coinsurance Rates: NS Managing Risk 12-5c
    • Mid-Course Math – Out-of-Pocket Health Insurance Costs  – NS Managing Risk 12-5c
  • Disability Insurance – NS Managing Risk 12-6
    • Understanding Disability Insurance – NS Managing Risk 12-6: Story Scenario
    • Comparing Disability Coverage: NS Managing Risk 12-6a
    • Evaluating Financial Need for Disability Insurance: NS Managing Risk 12-6b
    • Mid-Course Math – Disability Insurance Income Replacement  – NS Managing Risk 12-6c
  • Property and Liability Insurance – NS Managing Risk 12-7
    • Coverage for Property and Liability – NS Managing Risk 12-7: Story Scenario
    • Types of Losses Covered: NS Managing Risk 12-7a
    • Liability Situations: NS Managing Risk 12-7b
    • Factors Affecting Insurance Costs: NS Managing Risk 12-7c
  • Life Insurance – NS Managing Risk 12-8
    • Benefits of Life Insurance – NS Managing Risk 12-8: Story Scenario
    • Financial Losses Due to Death: NS Managing Risk 12-8a
    • Costs and Benefits of Life Insurance: NS Managing Risk 12-8b
    • Mid-Course Math – Life Insurance Needs Calculation  – NS Managing Risk 12-8b
  • Public Insurance Programs – NS Managing Risk 12-9
    • Government Programs for Economic Hardship – NS Managing Risk 12-9: Story Scenario
    • State Unemployment Programs: NS Managing Risk 12-9a
    • Mid-Course Math – Unemployment Benefits Calculation – NS Managing Risk 12-9a
    • Medicare vs. Medicaid: NS Managing Risk 12-9b
  • Insurance Fraud – NS Managing Risk 12-10
    • Understanding Insurance Fraud – NS Managing Risk 12-10: Story Scenario
    • Examples of Insurance Fraud: NS Managing Risk 12-10a
    • Legal Consequences of Insurance Fraud: NS Managing Risk 12-10b
  • Identity Theft and Privacy Risks – NS Managing Risk 12-11
    • Preventing Identity Theft and Fraud – NS Managing Risk 12-11: Story Scenario
    • Vulnerabilities to Identity Theft: NS Managing Risk 12-11a
    • Protecting Sensitive Information: NS Managing Risk 12-11b
    • Strategies to Prevent Identity Theft: NS Managing Risk 12-11c
    • Steps for Identity Theft Victims: NS Managing Risk 12-11d
  • Extended Warranties and Service Contracts – NS Managing Risk 12-12
    • Evaluating Extended Warranties – NS Managing Risk 12-12: Story Scenario
    • Costs and Benefits of Extended Warranties: NS Managing Risk 12-12a
    • Comparing Warranties to Insurance: NS Managing Risk 12-12b
    • Mid-Course Math – Expected Value & Extended Warranties – NS Managing Risk 12-12b
    • Applied Math – Total Annual Risk Cost  – NS Managing Risk 12-12c
    • Capstone Math – Capstone — Kami’s Risk Management Journey 
  • Review and Feedback For Moneyling 
    • Course Review
Scroll to Top