Moneyling NS-12 Savings Course

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About the Course

Moneyling NS-12 Savings Course

COURSE DESCRIPTION

Cari, Richie, Amelia, Beatriz, Mallory, and Marquis each face a different savings challenge, from building an emergency fund to navigating employer retirement plans to overcoming emotional spending triggers. Students learn how inflation, taxes, fees, and regulation all shape savings outcomes over time. Aligned with all NS-12 Saving standards, this course turns saving into a strategy for long-term freedom rather than a restriction.

The information presented in this course is for educational purposes only and is not intended as financial, investment, or legal advice. Students should not interpret any examples or scenarios as recommendations to buy, sell, or hold specific securities or financial products. Past performance does not guarantee future results. Participants are encouraged to consult a qualified financial advisor or professional before making any personal investment decisions.

Course Information

Categories:

Moneyling’s Content Team

Authors

Jennifer Degenhardt
Story-Based Curriculum & Classroom Integration
Author
Muhammad Ilyas Saeed
Financial Curriculum Creator
Author
Savanha Brubaker
Quality Control, Embedded Tools & Application
Author
Arman Kakar
Financial Curriculum Creator
Author

Editors

Elizabeth Eneadanu
Copyediting & Content Quality
Editor
Bredah W.
Copyediting & Content Quality
Editor
 

Course

$179.99
per year
1 year of access

$197/year – access for 35 students (additional students, $5/each)

Individual course in a comprehensive LMS set-up which includes:

  • alignment with national standards
  • teacher dashboard
  • student dashboard
  • story-based program
  • ready-to-teach lessons
  • worksheets
  • auto-graded quizzes
  • built-in calculators
  • final course exam

$9.97 for week trial (only includes course content; no access to LMS features)

TRIAL $9.97
for 1 week
Enroll Now

Types of Savings Accounts – NS Saving 12-1

Exploring Savings Accounts – NS Saving 12-1: Story Scenario
0
Comparing Savings Accounts: NS Saving 12-1a
0
Higher Interest Rates on CDs: NS Saving 12-1b
0
Foundational Math – Savings Account Interest & APY Comparison  – NS Saving 12-1b
0

Interest Rates and Fees – NS Saving 12-2

Factors Affecting Interest Rates – NS Saving 12-2: Story Scenario
0
Choosing a Savings Account Location: NS Saving 12-2a
0
Foundational Math – Fee Impact on Savings  – NS Saving 12-2a
0
Impact of Borrowing Demand: NS Saving 12-2b
0
Market Conditions and Savings Rates: NS Saving 12-2c
0

Mobile Payment and Cryptocurrency Accounts – NS Saving 12-3

Understanding Alternative Accounts – NS Saving 12-3: Story Scenario
0
Researching Mobile Payment Accounts: NS Saving 12-3a
0
Comparison of Account Types: NS Saving 12-3b
0
Limitations of Mobile Payment Accounts: NS Saving 12-3c
0

Inflation and Savings – NS Saving 12-4

Impact of Inflation on Savings – NS Saving 12-4: Story Scenario
0
Interest Rates During High Inflation: NS Saving 12-4a
0
Purchasing Power and Inflation: NS Saving 12-4b
0
Mid-Course Math -Inflation & Purchasing Power  – NS Saving 12-4b
0
Federal I Bonds as Inflation Protection: NS Saving 12-4c
0
Mid-Course Math – I Bond Returns & Inflation Protection  – NS Saving 12-4c
0

Government Regulation of Financial Institutions – NS Saving 12-5

Regulatory Agencies and Their Role – NS Saving 12-5: Story Scenario
0
Areas of Regulation: NS Saving 12-5a
0
Identifying State Regulatory Agencies: NS Saving 12-5b
0
Importance of Solvency Regulation: NS Saving 12-5c
0

Tax Incentives for Savings – NS Saving 12-6

Tax-Advantaged Savings Accounts – NS Saving 12-6: Story Scenario
0
Incentives Through IRAs and Education Savings: NS Saving 12-6a
0
Traditional vs. Roth IRAs: NS Saving 12-6b
0
Education Savings Accounts: NS Saving 12-6c
0
Mid-Course Math – Tax-Advantaged Savings, IRA & Education Accounts – NS Saving 12-6c
0

Employer Savings Plans – NS Saving 12-7

Employer-Sponsored Savings Incentives – NS Saving 12-7: Story Scenario
0
Employer Match and Incentives: NS Saving 12-7a
0
Mid-Course Math – Employer Match & 401(k) – NS Saving 12-7a
0
Opt In vs. Opt Out of Retirement Plans: NS Saving 12-7b
0
Employer vs. Personal Savings: NS Saving 12-7c
0
Health Savings Accounts: NS Saving 12-7d
0
Mid-Course Math – HSA Math  – NS Saving 12-7d
0

Combining Finances with a Partner – NS Saving 12-8

Sharing Financial Goals – NS Saving 12-8: Story Scenario
0
Importance of Sharing Financial Goals: NS Saving 12-8a
0
Impact of Personal Financial Decisions: NS Saving 12-8b
0

Overcoming Obstacles to Saving – NS Saving 12-9

Strategies to Improve Saving Behavior – NS Saving 12-9: Story Scenario
0
External Influences on Saving: NS Saving 12-9a
0
Managing Emotional Obstacles: NS Saving 12-9b
0
Avoiding Personal Triggers: NS Saving 12-9c
0
Pay Yourself First: NS Saving 12-9d
0
Applied Math – Savings Rate & Goal Math – NS Saving 12-9d
0
Applied Math – Kami’s Savings Journey 
0

Course Review & Feedback for Moneyling

Course Review
0

 

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Course Progress

Course Outline

  • Types of Savings Accounts – NS Saving 12-1
    • Exploring Savings Accounts – NS Saving 12-1: Story Scenario
    • Comparing Savings Accounts: NS Saving 12-1a
    • Higher Interest Rates on CDs: NS Saving 12-1b
    • Foundational Math – Savings Account Interest & APY Comparison  – NS Saving 12-1b
  • Interest Rates and Fees – NS Saving 12-2
    • Factors Affecting Interest Rates – NS Saving 12-2: Story Scenario
    • Choosing a Savings Account Location: NS Saving 12-2a
    • Foundational Math – Fee Impact on Savings  – NS Saving 12-2a
    • Impact of Borrowing Demand: NS Saving 12-2b
    • Market Conditions and Savings Rates: NS Saving 12-2c
  • Mobile Payment and Cryptocurrency Accounts – NS Saving 12-3
    • Understanding Alternative Accounts – NS Saving 12-3: Story Scenario
    • Researching Mobile Payment Accounts: NS Saving 12-3a
    • Comparison of Account Types: NS Saving 12-3b
    • Limitations of Mobile Payment Accounts: NS Saving 12-3c
  • Inflation and Savings – NS Saving 12-4
    • Impact of Inflation on Savings – NS Saving 12-4: Story Scenario
    • Interest Rates During High Inflation: NS Saving 12-4a
    • Purchasing Power and Inflation: NS Saving 12-4b
    • Mid-Course Math -Inflation & Purchasing Power  – NS Saving 12-4b
    • Federal I Bonds as Inflation Protection: NS Saving 12-4c
    • Mid-Course Math – I Bond Returns & Inflation Protection  – NS Saving 12-4c
  • Government Regulation of Financial Institutions – NS Saving 12-5
    • Regulatory Agencies and Their Role – NS Saving 12-5: Story Scenario
    • Areas of Regulation: NS Saving 12-5a
    • Identifying State Regulatory Agencies: NS Saving 12-5b
    • Importance of Solvency Regulation: NS Saving 12-5c
  • Tax Incentives for Savings – NS Saving 12-6
    • Tax-Advantaged Savings Accounts – NS Saving 12-6: Story Scenario
    • Incentives Through IRAs and Education Savings: NS Saving 12-6a
    • Traditional vs. Roth IRAs: NS Saving 12-6b
    • Education Savings Accounts: NS Saving 12-6c
    • Mid-Course Math – Tax-Advantaged Savings, IRA & Education Accounts – NS Saving 12-6c
  • Employer Savings Plans – NS Saving 12-7
    • Employer-Sponsored Savings Incentives – NS Saving 12-7: Story Scenario
    • Employer Match and Incentives: NS Saving 12-7a
    • Mid-Course Math – Employer Match & 401(k) – NS Saving 12-7a
    • Opt In vs. Opt Out of Retirement Plans: NS Saving 12-7b
    • Employer vs. Personal Savings: NS Saving 12-7c
    • Health Savings Accounts: NS Saving 12-7d
    • Mid-Course Math – HSA Math  – NS Saving 12-7d
  • Combining Finances with a Partner – NS Saving 12-8
    • Sharing Financial Goals – NS Saving 12-8: Story Scenario
    • Importance of Sharing Financial Goals: NS Saving 12-8a
    • Impact of Personal Financial Decisions: NS Saving 12-8b
  • Overcoming Obstacles to Saving – NS Saving 12-9
    • Strategies to Improve Saving Behavior – NS Saving 12-9: Story Scenario
    • External Influences on Saving: NS Saving 12-9a
    • Managing Emotional Obstacles: NS Saving 12-9b
    • Avoiding Personal Triggers: NS Saving 12-9c
    • Pay Yourself First: NS Saving 12-9d
    • Applied Math – Savings Rate & Goal Math – NS Saving 12-9d
    • Applied Math – Kami’s Savings Journey 
  • Course Review & Feedback for Moneyling
    • Course Review
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