Moneyling NS-12 Investing Course

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About the Course

Investing is where financial knowledge becomes financial growth.
In Moneyling: Investing, students step beyond saving and into the world of building long-term wealth. Through story-driven lessons, learners follow familiar characters as they navigate real-world investing choices — from assessing risk tolerance to comparing stocks, bonds, and mutual funds.

Cari learns how to balance risk and reward when choosing where to invest her first paycheck. Richie explores the power of compound growth and how reinvesting dividends accelerates wealth over time. Amelia analyzes market fluctuations and learns how inflation impacts returns. Beatriz discovers how diversification can protect against volatility, while Mallory experiments with retirement accounts like Roth and traditional IRAs. Marquis explores how new financial technologies and robo-advisors make investing accessible for everyone.

Aligned with all NS-12 Investing standards, this course empowers students to understand asset allocation, investment returns, tax implications, and the behavioral factors that shape financial decisions. By combining interactive tools with relatable narratives, Moneyling: Investing helps students connect personal goals to powerful strategies for long-term financial success.

The information presented in this course is for educational purposes only and is not intended as financial, investment, or legal advice. Students should not interpret any examples or scenarios as recommendations to buy, sell, or hold specific securities or financial products. Past performance does not guarantee future results. Participants are encouraged to consult a qualified financial advisor or professional before making any personal investment decisions.

Course Information

Categories:

Moneyling’s Content Team

Authors

Jennifer Degenhardt
Story-Based Curriculum & Classroom Integration
Author
Muhammad Ilyas Saeed
Financial Curriculum Creator
Author
Savanha Brubaker
Quality Control, Embedded Tools & Application
Author
Arman Kakar
Financial Curriculum Creator
Author

Editors

Elizabeth Eneadanu
Copyediting & Content Quality
Editor
Bredah W.
Copyediting & Content Quality
Editor
 

Course

$179.99
per year
1 year of access

  • Comprehensive Educator LMS setup with ready-to-teach lessons, auto-grade quizzes, and built-in calculators for exploration. 

    Covers up to 70 students per subscription.

    Please note: Instructor Dashboard, quizzes, and assignments are not available during the trial period.

TRIAL $9.99
for 1 week
Enroll Now

Investment Risk Tolerance – NS Investing 12-1

Understanding Risk Tolerance – NS Investing 12-1
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Factors Influencing Risk Tolerance: NS Investing 12-1a
0
Impact of Risk Tolerance on Investment Decisions: NS Investing 12-1b
0
Assessing Personal Risk Tolerance: NS Investing 12-1c
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Investment Returns – NS Investing 12-2

Types of Investment Returns – NS Investing 12-2
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Annual Cash Flows: NS Investing 12-2a
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Comparing Rates of Return: NS Investing 12-2b
0
Speculative Investments: NS Investing 12-2c
0

Risk vs. Return – NS Investing 12-3

Investing in Riskier Assets – NS Investing 12-3
0
Advantages and Disadvantages of Risky Investments: NS Investing 12-3a
0
Average Returns on Various Investments: NS Investing 12-3b
0
Value vs. Growth Stocks: NS Investing 12-3c
0
Bond Maturities and Returns: NS Investing 12-3d
0

Inflation and Real Returns – NS Investing 12-4

Impact of Inflation on Returns – NS Investing 12-4
0
Impact of Inflation on Prices: NS Investing 12-4a
0
Nominal vs. Real Returns: NS Investing 12-4b
0
Calculating Real Returns: NS Investing 12-4c
0

Factors Influencing Asset Prices – NS Investing 12-5

Market Influences on Asset Prices – NS Investing 12-5
0
Factors Affecting Asset Prices: NS Investing 12-5a
0
Impact of New Information: NS Investing 12-5b
0
Economic Downturns and Asset Prices: NS Investing 12-5c
0
Interest Rates and Asset Prices: NS Investing 12-5d
0

Diversification and Asset Allocation – NS Investing 12-6

Building a Diversified Portfolio – NS Investing 12-6
0
Portfolio Allocation for Short-Term vs. Long-Term Goals: NS Investing 12-6a
0
Diversified Mutual Funds vs. Individual Stocks: NS Investing 12-6b
0
Asset Allocation for Different Risk Tolerances: NS Investing 12-6c
0
Target Date Funds: NS Investing 12-6d
0

Investment Expenses – NS Investing 12-7

Impact of Investment Costs – NS Investing 12-7
0
Investment Expenses and Returns: NS Investing 12-7a
0
Comparing Expense Ratios: NS Investing 12-7b
0
Actively Managed vs. Index Funds: NS Investing 12-7c
0

Taxation and Investment Accounts – NS Investing 12-8

Tax Impact on Investments – NS Investing 12-8
0
Tax Rates on Income Types: NS Investing 12-8a
0
Tax-Deferred Investment Accounts: NS Investing 12-8b
0
Traditional vs. Roth IRA: NS Investing 12-8c
0

Behavioral Biases in Investing – NS Investing 12-9

Impact of Behavioral Biases – NS Investing 12-9
0
Identifying Behavioral Biases: NS Investing 12-9a
0
Avoiding Negative Consequences of Biases: NS Investing 12-9b
0

Financial Technology and Investing – NS Investing 12-10

Using FinTech to Improve Investment Outcomes – NS Investing 12-10
0
Common Investment Technologies: NS Investing 12-10a
0
Automating Investments: NS Investing 12-10b
0

Discount Brokerage and Robo-Advisors – NS Investing 12-11

Technology-Driven Investing Services – NS Investing 12-11
0
Accessibility of Financial Markets: NS Investing 12-11a
0
Researching Discount Brokers: NS Investing 12-11b
0
Advantages and Disadvantages of Robo-Advisors: NS Investing 12-11c
0

Federal Regulation of Financial Markets – NS Investing 12-12

Investor Protections – NS Investing 12-12
0
Role of Federal Regulators: NS Investing 12-12a
0
Insider Trading: NS Investing 12-12b
0
Access to Accurate Information: NS Investing 12-12c
0

Investment Benchmarks – NS Investing 12-13

Comparing Investment Performance – NS Investing 12-13
0
Role of Benchmarks: NS Investing 12-13a
0
Researching Benchmark Indices: NS Investing 12-13b
0
Investing in ETFs vs. Actively Managed Funds: NS Investing 12-13c
0

Selecting Financial Professionals – NS Investing 12-14

Choosing Financial Advisors – NS Investing 12-14
0
Reasons to Hire a Financial Professional: NS Investing 12-14a
0
Criteria for Selecting Financial Professionals: NS Investing 12-14b
0
Finding Qualified Financial Professionals: NS Investing 12-14c
0
Course Review
0

Enroll Now

Course Outline

  • Investment Risk Tolerance – NS Investing 12-1
    • Understanding Risk Tolerance – NS Investing 12-1
    • Factors Influencing Risk Tolerance: NS Investing 12-1a
    • Impact of Risk Tolerance on Investment Decisions: NS Investing 12-1b
    • Assessing Personal Risk Tolerance: NS Investing 12-1c
  • Investment Returns – NS Investing 12-2
    • Types of Investment Returns – NS Investing 12-2
    • Annual Cash Flows: NS Investing 12-2a
    • Comparing Rates of Return: NS Investing 12-2b
    • Speculative Investments: NS Investing 12-2c
  • Risk vs. Return – NS Investing 12-3
    • Investing in Riskier Assets – NS Investing 12-3
    • Advantages and Disadvantages of Risky Investments: NS Investing 12-3a
    • Average Returns on Various Investments: NS Investing 12-3b
    • Value vs. Growth Stocks: NS Investing 12-3c
    • Bond Maturities and Returns: NS Investing 12-3d
  • Inflation and Real Returns – NS Investing 12-4
    • Impact of Inflation on Returns – NS Investing 12-4
    • Impact of Inflation on Prices: NS Investing 12-4a
    • Nominal vs. Real Returns: NS Investing 12-4b
    • Calculating Real Returns: NS Investing 12-4c
  • Factors Influencing Asset Prices – NS Investing 12-5
    • Market Influences on Asset Prices – NS Investing 12-5
    • Factors Affecting Asset Prices: NS Investing 12-5a
    • Impact of New Information: NS Investing 12-5b
    • Economic Downturns and Asset Prices: NS Investing 12-5c
    • Interest Rates and Asset Prices: NS Investing 12-5d
  • Diversification and Asset Allocation – NS Investing 12-6
    • Building a Diversified Portfolio – NS Investing 12-6
    • Portfolio Allocation for Short-Term vs. Long-Term Goals: NS Investing 12-6a
    • Diversified Mutual Funds vs. Individual Stocks: NS Investing 12-6b
    • Asset Allocation for Different Risk Tolerances: NS Investing 12-6c
    • Target Date Funds: NS Investing 12-6d
  • Investment Expenses – NS Investing 12-7
    • Impact of Investment Costs – NS Investing 12-7
    • Investment Expenses and Returns: NS Investing 12-7a
    • Comparing Expense Ratios: NS Investing 12-7b
    • Actively Managed vs. Index Funds: NS Investing 12-7c
  • Taxation and Investment Accounts – NS Investing 12-8
    • Tax Impact on Investments – NS Investing 12-8
    • Tax Rates on Income Types: NS Investing 12-8a
    • Tax-Deferred Investment Accounts: NS Investing 12-8b
    • Traditional vs. Roth IRA: NS Investing 12-8c
  • Behavioral Biases in Investing – NS Investing 12-9
    • Impact of Behavioral Biases – NS Investing 12-9
    • Identifying Behavioral Biases: NS Investing 12-9a
    • Avoiding Negative Consequences of Biases: NS Investing 12-9b
  • Financial Technology and Investing – NS Investing 12-10
    • Using FinTech to Improve Investment Outcomes – NS Investing 12-10
    • Common Investment Technologies: NS Investing 12-10a
    • Automating Investments: NS Investing 12-10b
  • Discount Brokerage and Robo-Advisors – NS Investing 12-11
    • Technology-Driven Investing Services – NS Investing 12-11
    • Accessibility of Financial Markets: NS Investing 12-11a
    • Researching Discount Brokers: NS Investing 12-11b
    • Advantages and Disadvantages of Robo-Advisors: NS Investing 12-11c
  • Federal Regulation of Financial Markets – NS Investing 12-12
    • Investor Protections – NS Investing 12-12
    • Role of Federal Regulators: NS Investing 12-12a
    • Insider Trading: NS Investing 12-12b
    • Access to Accurate Information: NS Investing 12-12c
  • Investment Benchmarks – NS Investing 12-13
    • Comparing Investment Performance – NS Investing 12-13
    • Role of Benchmarks: NS Investing 12-13a
    • Researching Benchmark Indices: NS Investing 12-13b
    • Investing in ETFs vs. Actively Managed Funds: NS Investing 12-13c
  • Selecting Financial Professionals – NS Investing 12-14
    • Choosing Financial Advisors – NS Investing 12-14
    • Reasons to Hire a Financial Professional: NS Investing 12-14a
    • Criteria for Selecting Financial Professionals: NS Investing 12-14b
    • Finding Qualified Financial Professionals: NS Investing 12-14c
    • Course Review
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