Moneyling NS-12 Investing Course

Enroll Now

About the Course

COURSE DESCRIPTION

Cari, Richie, Amelia, Beatriz, Mallory, and Marquis move beyond saving into building long-term wealth, from choosing where to invest a first paycheck to exploring robo-advisors and retirement accounts. Students learn how risk tolerance, diversification, taxes, and behavioral biases all shape investing outcomes. Aligned with all NS-12 Investing standards, this course connects personal goals to real strategies for long-term financial growth.

The information presented in this course is for educational purposes only and is not intended as financial, investment, or legal advice. Students should not interpret any examples or scenarios as recommendations to buy, sell, or hold specific securities or financial products. Past performance does not guarantee future results. Participants are encouraged to consult a qualified financial advisor or professional before making any personal investment decisions.

Course Information

Categories:

Moneyling’s Content Team

Authors

Jennifer Degenhardt
Story-Based Curriculum & Classroom Integration
Author
Muhammad Ilyas Saeed
Financial Curriculum Creator
Author
Savanha Brubaker
Quality Control, Embedded Tools & Application
Author
Arman Kakar
Financial Curriculum Creator
Author

Editors

Elizabeth Eneadanu
Copyediting & Content Quality
Editor
Bredah W.
Copyediting & Content Quality
Editor
 

Course

$197.00
per year
1 year of access

$197/year – access for 35 students (additional students, $5/each)

Individual course in a comprehensive LMS set-up which includes:

  • alignment with national standards
  • teacher dashboard
  • student dashboard
  • story-based program
  • ready-to-teach lessons
  • worksheets
  • auto-graded quizzes
  • built-in calculators
  • final course exam

$9.97 for week trial (only includes course content; no access to LMS features)

TRIAL $9.97
for 1 week
Enroll Now

Investment Risk Tolerance – NS Investing 12-1

Understanding Risk Tolerance – NS Investing 12-1: Story Scenario
0
Factors Influencing Risk Tolerance: NS Investing 12-1a
0
Impact of Risk Tolerance on Investment Decisions: NS Investing 12-1b
0
Assessing Personal Risk Tolerance: NS Investing 12-1c
0

Investment Returns – NS Investing 12-2

Types of Investment Returns – NS Investing 12-2: Story Scenario
0
Annual Cash Flows: NS Investing 12-2a
0
Foundational Math – Percentages & Rate Conversion – Investing NS-12-2a
0
Comparing Rates of Return: NS Investing 12-2b
0
Foundational Math – Simple vs. Compound Interest- NS Investing 12-2b
0
Speculative Investments: NS Investing 12-2c
0
Mid-Course Math – Annual Cash Flows & Rate of Return- Investing NS-12-2b
0

Risk vs. Return – NS Investing 12-3

Investing in Riskier Assets – NS Investing 12-3: Story Scenario
0
Advantages and Disadvantages of Risky Investments: NS Investing 12-3a
0
Average Returns on Various Investments: NS Investing 12-3b
0
Applied Math- Compound Growth & Future Value – Investing NS-12-3b
0
Value vs. Growth Stocks: NS Investing 12-3c
0
Bond Maturities and Returns: NS Investing 12-3d
0

Inflation and Real Returns – NS Investing 12-4

Impact of Inflation on Returns – NS Investing 12-4: Story Scenario
0
Impact of Inflation on Prices: NS Investing 12-4a
0
Nominal vs. Real Returns: NS Investing 12-4b
0
Calculating Real Returns: NS Investing 12-4c
0
Mid-Course Math – Nominal vs. Real Returns – Investing NS-12-4c
0

Factors Influencing Asset Prices – NS Investing 12-5

Market Influences on Asset Prices – NS Investing 12-5: Story Scenario
0
Factors Affecting Asset Prices: NS Investing 12-5a
0
Impact of New Information: NS Investing 12-5b
0
Economic Downturns and Asset Prices: NS Investing 12-5c
0
Interest Rates and Asset Prices: NS Investing 12-5d
0

Diversification and Asset Allocation – NS Investing 12-6

Building a Diversified Portfolio – NS Investing 12-6: Story Scenario
0
Portfolio Allocation for Short-Term vs. Long-Term Goals: NS Investing 12-6a
0
Diversified Mutual Funds vs. Individual Stocks: NS Investing 12-6b
0
Applied Math – Portfolio Allocation- Investing NS-12-6b
0
Asset Allocation for Different Risk Tolerances: NS Investing 12-6c
0
Target Date Funds: NS Investing 12-6d
0

Investment Expenses – NS Investing 12-7

Impact of Investment Costs – NS Investing 12-7: Story Scenario
0
Investment Expenses and Returns: NS Investing 12-7a
0
Comparing Expense Ratios: NS Investing 12-7b
0
Mid-Course Math – Expense Ratios & Fee Drag – Investing NS-12-6b
0
Actively Managed vs. Index Funds: NS Investing 12-7c
0

Taxation and Investment Accounts – NS Investing 12-8

Tax Impact on Investments – NS Investing 12-8: Story Scenario
0
Tax Rates on Income Types: NS Investing 12-8a
0
Mid-Course Math – Capital Gains Tax- Investing NS-12-8a
0
Tax-Deferred Investment Accounts: NS Investing 12-8b
0
Traditional vs. Roth IRA: NS Investing 12-8c
0
Mid-Course Math – Traditional vs. Roth IRA- Investing NS-12-8c
0

Behavioral Biases in Investing – NS Investing 12-9

Impact of Behavioral Biases – NS Investing 12-9: Story Scenario
0
Identifying Behavioral Biases: NS Investing 12-9a
0
Avoiding Negative Consequences of Biases: NS Investing 12-9b
0

Financial Technology and Investing – NS Investing 12-10

Using FinTech to Improve Investment Outcomes – NS Investing 12-10: Story Scenario
0
Common Investment Technologies: NS Investing 12-10a
0
Automating Investments: NS Investing 12-10b
0

Discount Brokerage and Robo-Advisors – NS Investing 12-11

Technology-Driven Investing Services – NS Investing 12-11: Story Scenario
0
Accessibility of Financial Markets: NS Investing 12-11a
0
Researching Discount Brokers: NS Investing 12-11b
0
Advantages and Disadvantages of Robo-Advisors: NS Investing 12-11c
0

Federal Regulation of Financial Markets – NS Investing 12-12

Investor Protections – NS Investing 12-12: Story Scenario
0
Role of Federal Regulators: NS Investing 12-12a
0
Insider Trading: NS Investing 12-12b
0
Access to Accurate Information: NS Investing 12-12c
0

Investment Benchmarks – NS Investing 12-13

Comparing Investment Performance – NS Investing 12-13: Story Scenario
0
Role of Benchmarks: NS Investing 12-13a
0
Researching Benchmark Indices: NS Investing 12-13b
0
Investing in ETFs vs. Actively Managed Funds: NS Investing 12-13c
0
Applied Math – Capstone Full Investment Analysis – Investing NS-12-13 
0

Selecting Financial Professionals – NS Investing 12-14

Choosing Financial Advisors – NS Investing 12-14: Story Scenario
0
Reasons to Hire a Financial Professional: NS Investing 12-14a
0
Criteria for Selecting Financial Professionals: NS Investing 12-14b
0
Finding Qualified Financial Professionals: NS Investing 12-14c
0
Course Review
0

Activities

Moneyling Investing Course -Activities 
0

Enroll Now

Course Progress

Course Outline

  • Investment Risk Tolerance – NS Investing 12-1
    • Understanding Risk Tolerance – NS Investing 12-1: Story Scenario
    • Factors Influencing Risk Tolerance: NS Investing 12-1a
    • Impact of Risk Tolerance on Investment Decisions: NS Investing 12-1b
    • Assessing Personal Risk Tolerance: NS Investing 12-1c
  • Investment Returns – NS Investing 12-2
    • Types of Investment Returns – NS Investing 12-2: Story Scenario
    • Annual Cash Flows: NS Investing 12-2a
    • Foundational Math – Percentages & Rate Conversion – Investing NS-12-2a
    • Comparing Rates of Return: NS Investing 12-2b
    • Foundational Math – Simple vs. Compound Interest- NS Investing 12-2b
    • Speculative Investments: NS Investing 12-2c
    • Mid-Course Math – Annual Cash Flows & Rate of Return- Investing NS-12-2b
  • Risk vs. Return – NS Investing 12-3
    • Investing in Riskier Assets – NS Investing 12-3: Story Scenario
    • Advantages and Disadvantages of Risky Investments: NS Investing 12-3a
    • Average Returns on Various Investments: NS Investing 12-3b
    • Applied Math- Compound Growth & Future Value – Investing NS-12-3b
    • Value vs. Growth Stocks: NS Investing 12-3c
    • Bond Maturities and Returns: NS Investing 12-3d
  • Inflation and Real Returns – NS Investing 12-4
    • Impact of Inflation on Returns – NS Investing 12-4: Story Scenario
    • Impact of Inflation on Prices: NS Investing 12-4a
    • Nominal vs. Real Returns: NS Investing 12-4b
    • Calculating Real Returns: NS Investing 12-4c
    • Mid-Course Math – Nominal vs. Real Returns – Investing NS-12-4c
  • Factors Influencing Asset Prices – NS Investing 12-5
    • Market Influences on Asset Prices – NS Investing 12-5: Story Scenario
    • Factors Affecting Asset Prices: NS Investing 12-5a
    • Impact of New Information: NS Investing 12-5b
    • Economic Downturns and Asset Prices: NS Investing 12-5c
    • Interest Rates and Asset Prices: NS Investing 12-5d
  • Diversification and Asset Allocation – NS Investing 12-6
    • Building a Diversified Portfolio – NS Investing 12-6: Story Scenario
    • Portfolio Allocation for Short-Term vs. Long-Term Goals: NS Investing 12-6a
    • Diversified Mutual Funds vs. Individual Stocks: NS Investing 12-6b
    • Applied Math – Portfolio Allocation- Investing NS-12-6b
    • Asset Allocation for Different Risk Tolerances: NS Investing 12-6c
    • Target Date Funds: NS Investing 12-6d
  • Investment Expenses – NS Investing 12-7
    • Impact of Investment Costs – NS Investing 12-7: Story Scenario
    • Investment Expenses and Returns: NS Investing 12-7a
    • Comparing Expense Ratios: NS Investing 12-7b
    • Mid-Course Math – Expense Ratios & Fee Drag – Investing NS-12-6b
    • Actively Managed vs. Index Funds: NS Investing 12-7c
  • Taxation and Investment Accounts – NS Investing 12-8
    • Tax Impact on Investments – NS Investing 12-8: Story Scenario
    • Tax Rates on Income Types: NS Investing 12-8a
    • Mid-Course Math – Capital Gains Tax- Investing NS-12-8a
    • Tax-Deferred Investment Accounts: NS Investing 12-8b
    • Traditional vs. Roth IRA: NS Investing 12-8c
    • Mid-Course Math – Traditional vs. Roth IRA- Investing NS-12-8c
  • Behavioral Biases in Investing – NS Investing 12-9
    • Impact of Behavioral Biases – NS Investing 12-9: Story Scenario
    • Identifying Behavioral Biases: NS Investing 12-9a
    • Avoiding Negative Consequences of Biases: NS Investing 12-9b
  • Financial Technology and Investing – NS Investing 12-10
    • Using FinTech to Improve Investment Outcomes – NS Investing 12-10: Story Scenario
    • Common Investment Technologies: NS Investing 12-10a
    • Automating Investments: NS Investing 12-10b
  • Discount Brokerage and Robo-Advisors – NS Investing 12-11
    • Technology-Driven Investing Services – NS Investing 12-11: Story Scenario
    • Accessibility of Financial Markets: NS Investing 12-11a
    • Researching Discount Brokers: NS Investing 12-11b
    • Advantages and Disadvantages of Robo-Advisors: NS Investing 12-11c
  • Federal Regulation of Financial Markets – NS Investing 12-12
    • Investor Protections – NS Investing 12-12: Story Scenario
    • Role of Federal Regulators: NS Investing 12-12a
    • Insider Trading: NS Investing 12-12b
    • Access to Accurate Information: NS Investing 12-12c
  • Investment Benchmarks – NS Investing 12-13
    • Comparing Investment Performance – NS Investing 12-13: Story Scenario
    • Role of Benchmarks: NS Investing 12-13a
    • Researching Benchmark Indices: NS Investing 12-13b
    • Investing in ETFs vs. Actively Managed Funds: NS Investing 12-13c
    • Applied Math – Capstone Full Investment Analysis – Investing NS-12-13 
  • Selecting Financial Professionals – NS Investing 12-14
    • Choosing Financial Advisors – NS Investing 12-14: Story Scenario
    • Reasons to Hire a Financial Professional: NS Investing 12-14a
    • Criteria for Selecting Financial Professionals: NS Investing 12-14b
    • Finding Qualified Financial Professionals: NS Investing 12-14c
    • Course Review
  • Activities
    • Moneyling Investing Course -Activities 
Scroll to Top