Retirement may feel far away, but the choices students make today can shape their financial future. In this expanded micro lesson, learners explore common retirement accounts—including 401(k), 403(b), Traditional IRA, and Roth IRA—and examine how taxes affect each option. Through relatable examples, students will discover how compound growth works, why time is such a powerful financial advantage, and how even small, consistent contributions can grow into meaningful long-term savings.

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